How Much Does Navan Cost? 2026 Pricing and Fees
What Navan actually costs in 2026: the free Business tier up to 300 employees, the $15 per user expense charge, what Enterprise adds, and the costs that never appear on the pricing page.
By the TripAgent.ai team
July 2026 · 8 min read
Navan costs nothing for travel booking if your company has 300 or fewer employees. That is the whole answer for most US buyers: Navan Business is listed as free, with no cap on the number of trips and no fee per booking, because Navan is funded by commissions from the airlines and hotels your team books. The paid part is expense. Navan Expense is free for the first five monthly expensing users and then $15 per user per month. Above 300 employees you move to Navan Enterprise, which is quoted rather than listed.
That is unusual enough in this category that people assume there is a catch, which is why "is navan free" and "how much does navan cost" are both common searches. There is no hidden platform fee. There are, however, real costs that sit outside the pricing page, and a couple of tier boundaries that matter more than the headline number. Every figure below was read off navan.com/pricing in July 2026. Where Navan does not publish a number, this article says so rather than guessing, because a made-up price is worse than no price.
Navan pricing at a glance
| What you are buying | 2026 price | The condition attached |
|---|---|---|
| Navan Business (travel) | Free | Companies with 300 or fewer employees, unlimited trips |
| Booking fee | None | Navan states it is powered by travel providers' commission fees |
| Navan Expense | Free, then $15 per user per month | Free for the first 5 monthly expensing users |
| Navan corporate card | No annual fee, up to 1.5% back | Issued by Celtic Bank, Member FDIC, in USD, GBP and EUR |
| Navan Enterprise | Custom quote, not published | For 300+ employees; adds negotiated rates and named account staff |
Is Navan free?
Yes, for travel, under 300 employees. Navan's own pricing FAQ puts it plainly: as long as your company has 300 or fewer employees, there is no limit to how many trips you can book with Navan Travel. There is no trial period on that, no per-seat charge for travelers and no percentage taken from each booking. A twenty-person consultancy booking 150 flights a year pays Navan nothing for the booking platform.
The business model behind that is worth understanding rather than distrusting. Navan earns commissions from the suppliers when your team books, in the same way a travel agency always has. That means the platform is free to you and the incentive runs toward you booking inside Navan rather than direct. Practically, that shows up as an occasional route or hotel you could have found slightly cheaper elsewhere, which is a real tradeoff but rarely a large one.
What does Navan Expense cost?
This is where a free platform starts to have a bill. Navan Expense is free for the first five monthly expensing users and $15 per user per month after that. Navan defines an active expensing user as anyone who submits a transaction into Navan Expense in that month, either manually or through Navan Connect, so you pay for people who actually file something rather than for every employee with a login.
Do the arithmetic before you assume it stays free. A forty-person company where fifteen people file an expense in a typical month pays for ten of them, so $150 a month, or $1,800 a year. That is still inexpensive for expense software, but it is not zero, and it is the line that grows as you hire. If expense is not your problem, you can run Navan for travel only and leave the expense product switched off.
What does Navan Enterprise cost?
Navan does not publish an Enterprise price, and nobody should quote you one from a blog post. What Navan does publish is what the tier adds: unlimited travelers and expensing users, global program coverage, a designated account executive, a dedicated customer success manager, custom implementation, enterprise-grade travel support and corporate negotiated rates.
That last item deserves attention if rates are why you are shopping. Navan lists corporate negotiated rates under Enterprise only. The Business tier is described as offering "exclusive rates", which is a different thing: it means Navan's own supplier deals, not a contract negotiated between your company and an airline. If a vendor tells you the free tier includes your negotiated corporate rates, ask them to point at where that is written.
The costs that never appear on the pricing page
Every travel platform has these, and they are usually what determines whether the deal was good a year later.
- Agent-assisted bookings. Self-serve booking and 24/7 support are included, but some contracts price agent-handled bookings differently. Navan does not publish those amounts, so ask for the offline and agent-assisted fee schedule in writing.
- Implementation time. Free software still costs a person a few days to configure policies, connect the HRIS and get travelers onboarded. Navan's own published list of customer complaints names onboarding length as a recurring theme.
- Booking inside one inventory. When your team can only book what the platform shows, the occasional cheaper direct fare is a cost you never see itemized.
- Growth past 300 employees. The free tier has a hard ceiling. If you are at 250 and hiring, budget for a quoted contract inside eighteen months rather than being surprised by it.
None of that makes Navan expensive. It makes "free" a starting point rather than a total. The same caution applies to any subscription you sign this year, which is why finance teams increasingly track what each software line actually costs them instead of trusting the list price on the marketing page.
How much does Navan cost per person?
Navan does not price travel per person on the Business tier. Under 300 employees, ten travelers and a hundred travelers cost the same: nothing. The only per-person charge in the published pricing is on expense, at $15 per user per month above the first five monthly expensing users. Per-seat travel pricing only enters the conversation on a quoted Enterprise contract, and Navan does not disclose those rates publicly.
That matters when you compare quotes. A platform charging $10 per traveler per month costs a thirty-person team $3,600 a year; Navan costs that same team nothing for the same function. Conversely, a platform charging a percentage of each booking can beat both if your team barely travels. The pivot is your annual trip volume, not the sticker price, which is the same logic laid out in our breakdown of what corporate travel management software costs.
How Navan pricing compares
| Platform | How it charges | Cheapest when |
|---|---|---|
| Navan | Free travel under 300 employees, $15 per expense user above five | Your team travels often and you want expense in the same system |
| Perk (formerly TravelPerk) | $0, $99 or $299 a month plus 5% or 3% of every booking | Your team books rarely, or travels heavily in Europe |
| TripAgent.ai | Flat subscription from $19 a month, no booking fee | You want trips planned, booked and rebooked without running a program |
The full side-by-side, including cards, expense and cancellation products, is on our Navan vs TravelPerk comparison, which is the pairing most US companies actually shortlist.
Is Navan worth it for your company?
If you have a real travel program, want corporate cards issued by the platform, and want expense reconciliation in the same place, Navan at zero dollars for travel is close to unbeatable and you should take it. Buyer review scores back that up: Capterra rates Navan 4.6 from 212 reviews. The friction reported most often by end travelers, rather than by the finance buyers, is support responsiveness on the day something goes wrong.
The case against is narrower than the price suggests. Navan is a platform you roll out: policies to configure, cards to issue, people to onboard, and a system your team logs into to search and book. For a company of five to fifty people with nobody who owns travel, that whole apparatus can be more than the problem requires. What those companies usually want is not a cheaper platform but fewer hours spent on trips at all, which is a different product category. If that sounds like you, the small business travel management page and our honest Navan alternative comparison cover where the line falls.
TripAgent.ai sits on the other side of that line. You describe a trip in a sentence and the AI plans the day-by-day itinerary, books the flights, hotels and activities inside a budget you set once, and rebooks the traveler automatically when a flight is canceled. It is a flat subscription from $19 a month with no percentage on any booking, and it deliberately does not issue corporate cards, reconcile expenses or carry negotiated rates. If those are what you need, buy Navan. If what you need is trips handled without anyone owning them, try a real trip in the planner and see what it books.
Pricing verified from navan.com/pricing in July 2026. Vendors change pricing, so confirm current figures before you sign anything.
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