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For business · Navan vs TravelPerk

Navan vs TravelPerk (now Perk): pricing, fees and which one fits your company

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If you are comparing Navan and TravelPerk, you are almost certainly a US company that has outgrown booking trips on consumer sites and is now trying to work out which platform to standardize on. Both are serious products with real customers, and both will book a business trip competently. The difference that actually decides it is how they charge you, and they charge in opposite directions.

Day-by-day itinerary · a cost on every line · rebuilds any day on request

The short answer

Navan and TravelPerk (renamed Perk in November 2025) solve the same problem with opposite pricing. Navan Business is free for companies up to 300 employees and charges no booking fee, because travel is funded by supplier commissions; Navan Expense is free for the first five monthly expense users and $15 per user per month above that. Perk charges $0 a month on Starter but adds 5 percent to every booking, and $99 (Premium) or $299 (Pro) a month to bring that fee down to 3 percent. As a rule, Navan costs less for US teams that travel often, and Perk costs less for teams that book rarely, with a real edge on European and rail travel and its FlexiTravel cancellation product. TripAgent.ai is the third option for teams that want neither a spend platform nor a search box: a flat subscription from $19 a month that plans the itinerary, prices it and re-plans traveller days on request, with no corporate cards, no expense reconciliation and no negotiated rates.

One thing to get straight before the comparison, because most articles on this still have it wrong: TravelPerk rebranded to Perk on 4 November 2025. Same company, same product line, new name, and its pricing page now lives at perk.com. We use both names below since almost everyone still searches for TravelPerk. Every figure on this page was read off each vendor's own pricing page in July 2026, and where a number is not published we say so rather than guessing.

FLIGHTS HOTELS ACTIVITIES DAY-BY-DAY

Tell it your trip get a full itinerary

Plans change it rebuilds any day on request

Why it works

What to weigh before you pick one

Two opposite fee models

Navan takes nothing per booking and makes its money on supplier commissions and expense seats. Perk takes a percentage of every booking. Your travel volume decides which is cheaper, and the crossover is easy to calculate.

Read the US footnotes

Navan issues a US corporate card through Celtic Bank, Member FDIC. Perk's own card covers the EEA, UK and Switzerland, so North American teams pair Perk with Ramp, Brex or Expensify instead.

Neither one plans the trip

Both give a traveler a policy-wrapped search box. Neither builds the day-by-day itinerary or rebuilds the day a canceled flight breaks on request, which is the gap TripAgent.ai fills.

What it handles

Tell it your trip, get a costed day-by-day itinerary

Share your destination, dates and budget and TripAgent.ai writes a day-by-day itinerary with real places, times and a cost estimate on every line. You set the preferences, approve anything, and let it run.

  • Compares Navan and Perk on figures taken from each vendor pricing page
  • Shows where the percentage booking fee overtakes a flat subscription
  • Separates what is included from what is quoted only on Enterprise
  • Flags the US limits on cards and expense that vendor pages bury in footnotes
  • Answers the questions buyers actually search before signing
  • Sets out the honest case for a smaller third option
YOUR ITINERARY Costed
Flight out DAY 1 · 8:40 AM
Hotel check-in DAY 1 · 3:00 PM
Old town walking tour DAY 2 · 10:00 AM
Flight home DAY 4 · 6:15 PM
trip in · itinerary costed rebuilds any day on request

Honest comparison

Navan vs TravelPerk (Perk): the 2026 numbers side by side

Read from navan.com/pricing and perk.com/pricing in July 2026, North America view. Where a vendor does not publish a figure we say so instead of estimating. Pricing changes, so confirm with both before you sign.

What you are comparing Navan TravelPerk (now Perk)
Platform fee Navan Business is free for companies up to 300 employees. Enterprise is quoted, with no public price Starter $0 a month, Premium $99 a month, Pro $299 a month on North American travel plans
Booking fee None. Navan states travel is funded by travel providers' commission fees 5 percent per booking on Starter, 3 percent on Premium and Pro, subject to minimum and maximum thresholds Perk does not publish
Per-user cost No per-user travel fee under 300 employees. Navan Expense is free for the first 5 monthly expense users, then $15 per user a month No per-user fee and unlimited users on North American travel plans. Spend starts at $13 to $15 per active user a month
Corporate card Navan card issued by Celtic Bank, Member FDIC, up to 1.5 percent back, or connect existing corporate cards Perk's own card is issued for the EEA, UK and Switzerland. No US issuer is publicly identified, so US teams pair Perk with Ramp, Brex or Expensify
Flexible cancellation Standard airline and hotel rules, plus self-serve changes and 24/7 travel support agents FlexiTravel: cancel up to 2 hours before departure and get at least 80 percent back, at 10 percent per booking or about 20 percent per trip, capped at $5,000 per passenger
Negotiated corporate rates Listed under Enterprise. The Business tier is described as "exclusive rates", which is not the same thing Not published as a tier feature. Perk states 25+ NDC connections and US inventory through AmTrav
Support 24/7 travel support agents included on Business Perk states no additional charge for trip modifications, cancellations, account management or 24/7 support
Buyer review scores Capterra 4.6 from 212 reviews, Gartner Peer Insights 4.3 from 90 reviews Capterra 4.7 from 423 reviews, Gartner Peer Insights 4.4 from 23 reviews
Strongest fit US companies under 300 employees that want travel, expense and a US-issued card in one system Low-volume travel programs, European and rail-heavy travel, and teams already running Ramp, Brex or Expensify

What is the main difference between Navan and TravelPerk?

The pricing model. Navan gives travel away: the Business tier is free for companies up to 300 employees and adds no fee per booking, because Navan earns supplier commissions on the flights and hotels your team books. It then sells you expense seats at $15 per user a month above a five-user allowance. Perk inverts that. Its Starter plan costs nothing per month but adds 5 percent to every single booking from the first one, and you pay $99 or $299 a month to reduce that to 3 percent.

That difference decides most evaluations. Take a team booking 200 trips a year at an average $600: Perk Starter costs roughly $6,000 in booking fees, Premium costs about $4,800 in fees plus $1,188 a year, and Navan Business costs nothing for the travel itself. Flip it to a team booking 15 trips a year and Perk Starter costs about $450 while Navan costs nothing, so the platform fee is irrelevant and you choose on inventory and flexibility instead.

Is TravelPerk the same as Perk?

Yes. TravelPerk renamed itself Perk on 4 November 2025, and travelperk.com now redirects to perk.com. It is the same company, the same platform and the same contracts, with the product names shortened along the way: FlexiPerk became FlexiTravel and GreenPerk became Green Trip. G2 and Capterra have already relabeled their listings.

The rebrand followed two acquisitions worth knowing about if you are buying in the US. Perk bought AmTrav, a US travel management company, in June 2024, which is where much of its American air content and NDC connectivity comes from, and it bought Yokoy, a Swiss spend-management platform, in January 2025. Those two purchases are why Perk can now credibly sell travel and spend together in Europe, and why its US spend story is still mostly integrations.

How much does Navan cost?

Navan Business is listed as free for companies with 300 or fewer employees, with no cap on the number of trips. Navan says plainly that it is powered by travel providers' commission fees, so the booking side costs you nothing. Navan Expense is free for the first five monthly expensing users and $15 per user per month after that, where an expensing user is anyone who submits a transaction in a given month.

Above 300 employees you move to Navan Enterprise, which is quoted rather than listed and adds unlimited travelers, corporate negotiated rates, a designated account executive, a customer success manager and custom implementation. Navan does not publish an Enterprise price and we will not invent one. If you want the full breakdown, our guide to how much Navan costs works through the tiers and the costs that sit outside the sticker price.

How much does TravelPerk cost?

On the North American view of Perk's pricing page there are three travel tiers. Starter is $0 a month plus 5 percent on each booking and gives you one travel policy and simplified reporting. Premium is $99 a month plus 3 percent and adds ten travel policies, advanced reporting and budget tracking. Pro is $299 a month plus 3 percent with unlimited policies and custom reporting. There is no per-user fee and no user limit on those travel plans.

Two costs sit outside that table. FlexiTravel, the cancel-anytime product, costs about 10 percent per booking when applied to every trip or roughly 20 percent when bought per trip, and returns at least 80 percent of the cost if you cancel up to two hours before departure, capped at $5,000 per passenger and $30,000 per trip. Perk also notes that its booking fees are subject to minimum and maximum thresholds, but it does not publish those thresholds, so ask for them in writing before you sign.

Which is better for a small team?

For a US company under 300 employees that travels regularly, Navan Business is hard to argue with on cost: free travel booking, no per-trip fee, a US-issued card and 24/7 agent support. The usual objections are that you are booking inside Navan's inventory, that expense seats add up once more than five people file expenses in a month, and that support quality gets mixed reviews from end travelers even while buyer-side scores stay high.

Perk suits a small team differently. If you book a handful of trips a year, 5 percent of very little is very little, and you keep whatever card and expense stack you already run. Perk also grades slightly higher across every Capterra sub-score, including value for money at 4.5 against Navan's 4.2. If your travel is heavily European or rail-based, Perk is the better product and it is not close.

  • Travel often, want one system, US-based: Navan Business
  • Travel rarely, already run Ramp or Brex: Perk Starter
  • Heavy European or rail travel, VAT recovery: Perk
  • Need US corporate cards issued by the platform: Navan
  • Cancel expensive trips often: Perk with FlexiTravel
  • Over 300 employees: both go to a custom quote

What if you want neither a spend platform nor a search box?

There is a third answer that this comparison usually misses. Navan and Perk both assume a person will sit down, search, compare and book the trip, with policy wrapped around that search box, and both assume that when a flight is canceled the traveler sorts it out with support. For a lot of small US companies the real cost is not the platform fee at all. It is the hour someone loses per trip and the afternoon lost when a flight falls through.

TripAgent.ai is built for that company. You describe the trip in a sentence, and the AI plans the day-by-day itinerary, prices and sequences every day inside the budget you set once, and re-plans the affected day on request, reshuffling the days that no longer fit. It is a flat subscription from $19 a month with no percentage on any booking. Try it in the demo at the top of this page with a trip you actually need to take.

The honest limits, so nobody is surprised later: TripAgent.ai does not issue corporate cards, does not reconcile expenses, does not carry negotiated corporate rates and does not staff a 24/7 human agent desk. If any of those four is what you are shopping for, buy Navan or Perk. If what you want is trips planned, priced and fixed without anyone owning it, see small business travel management or the broader corporate travel management page. If the incumbent is also on your shortlist, the Navan vs Concur comparison covers that pairing on published 2026 pricing. And if Perk rather than Navan is the one you are leaning away from, our Perk alternative page works through the percentage fee in detail.

Why TripAgent.ai

One travel agent that plans, sequences and prices for you

Not a blank search box, not a dozen research tabs, and not a bare list of attractions. Your whole trip planned day by day, with real places, times and a cost on every line, and any day rebuildable in one click.

Day-by-day itinerary

TripAgent.ai turns your destination, dates and budget into a realistic day-by-day plan, with the right pace and travel times built in, not a blank search box.

Prices everything

Every place, meal and ticket carries a cost estimate, with a total per day and for the trip, matched to your budget, so you know the number before you go looking to book.

Rebuilds any day on request

A change of plans or a closed attraction, and you rebuild that one day while the rest of the trip stays exactly as it was.

Good questions

Questions buyers ask about Navan and TravelPerk

Navan Business is free for companies with 300 or fewer employees, with no limit on trips booked, because Navan is funded by travel providers' commission fees rather than a subscription. It is not free at every level: Navan Expense is free only for the first five monthly expensing users and then costs $15 per user a month, and companies above 300 employees move to a custom-quoted Enterprise plan.
You can, but almost nobody should. Both are booking channels, and the entire value of either comes from every trip flowing through one place so policy, reporting and duty of care are complete. Running two splits your booking data in half and doubles the admin. If you are testing them side by side, run a genuine pilot on one team for a quarter rather than keeping both permanently.
Both are self-serve for a small company and can be live in a day or two: create the account, set a policy, invite travelers, connect a card. Navan asks for more up front if you also turn on expense and issue its cards, since that touches your accounting close. Perk Starter is the lightest start because there is no monthly commitment, no user limit and nothing to configure beyond a single travel policy.
Yes. Navan issues its own corporate card, issued by Celtic Bank, Member FDIC, with no annual card fee and up to 1.5 percent back on card transactions, available in USD, GBP and EUR. You can also keep existing Visa, Mastercard or Amex corporate cards and connect them instead. Perk, by contrast, issues its own card only in the EEA, UK and Switzerland.
Perk is a software platform that has absorbed a traditional travel management company: it bought AmTrav, a US TMC, in June 2024, and it staffs 24/7 travel support at no extra charge. So it behaves like a TMC on the service side while charging like software. It is not a full-service agency in the old sense, since your team still books itself through the platform for routine trips.
Navan does not price travel per person on the Business tier. Under 300 employees the travel product is free no matter how many people book or how many trips they take. The only per-person charge is on the expense side, at $15 per user a month after the first five monthly expensing users. Per-person pricing only enters the conversation on a quoted Enterprise contract.

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A cost on every line · day-by-day itinerary · rebuilds any day on request